link2market.com Logo

LLOYD’S BROKER & COVERHOLDER

Need to move quickly?

Welcome to Link2Market, an independent Lloyd's broker and underwriting agency based in the heart of London, just moments from Lloyd's. We specialise in helping UK retail brokers place complex, non-standard and hard-to-place risks quickly and efficiently.

Built on long-standing market relationships and specialist underwriting expertise, Link2Market delivers fast decisions, flexible solutions and immediate access to capacity through both delegated authority arrangements and the wider Lloyd's and London Market.

Our services

We provide solutions for brokers with…

Quick turnaround

Direct access to experienced underwriters and decision-makers means faster responses, quicker quotations and immediate cover where required.

About us

Non-standard risks

We specialise in risks that fall outside standard insurer appetite, helping brokers secure solutions for complex, distressed and hard-to-place placements.

About us

Flexibility

Through a combination of in-house binders and Lloyd's and London Market access, we can provide multiple routes to securing the right outcome for your client.

About us

Relationships

Our long-standing relationships with insurers and underwriters enable us to access capacity and negotiate solutions for even the most challenging risks.

About us

Service

We focus exclusively on specialist and niche sectors, enabling Link2Market to be agile and responsive to your requirements.

About us

Link2Market - for UK retail brokers seeking innovative wholesale solutions

Whether you’re looking for immediate cover, specialist underwriting expertise or support with a difficult risk, our team is ready to help.

We work exclusively with brokers and understand the importance of speed, clarity and dependable service.

Contact us

Our services

Property owners

Commercial & residential
Specialist property solutions for complex commercial and residential risks.

Find out more

Casualty

Specialist liability solutions for high-hazard, complex and non-standard casualty risks.

Find out more

Our Team

Lewis Skelt
Partner

Lewis has over 15 years experience in the insurance industry. Most of these gained in the Lloyd’s and London market environment with Incepta Risk Management Limited specialising in complex UK property and casualty business. Combining underwriting and broking expertise Lewis works closely with our growing panel of insurance intermediaries to deliver practical solutions.

FAQs

"*" indicates required fields

Phone number

Who does Link2Market work with?

We primarily work with UK retail insurance brokers, providing access to specialist underwriting expertise, delegated authority capacity, and the wider Lloyd’s and London insurance markets.

What property insurance solutions do you offer?

We provide specialist property owners insurance for a wide range of commercial and residential risks, including vacant properties, listed buildings, multi-tenure properties, HMO accommodation, distressed risks, and asylum seeker accommodation.

Can you help with hard-to-place property risks?

Yes. Our team specialises in finding solutions for unusual and challenging property exposures where standard insurance markets may be unable to offer terms.

What is your property owners insurance capacity?

We have access to in-house capacity for buildings and rent up to £25 million at any one location, with additional access to Lloyd’s and London Market insurers for larger or more complex risks.

Do you offer insurance for HMOs?

Yes. We can provide specialist property owners insurance solutions for Houses in Multiple Occupation (HMOs), including higher-hazard and non-standard residential arrangements.

What casualty insurance risks can you help place?

We support brokers with casualty placements across a broad range of businesses, from standard trades through to higher-hazard industries and specialist operations requiring tailored liability solutions.

Can you assist with liability risks that fall outside standard underwriting appetite?

Absolutely. Through delegated authority arrangements and access to Lloyd’s and London Market insurers, we can help identify suitable liability solutions for businesses with challenging risk profiles.

How quickly can you provide terms?

Our focus is on helping brokers move quickly. With in-house authority and established insurer relationships, we aim to deliver fast decisions and efficient turnaround times wherever possible.

What is delegated underwriting authority?

Delegated underwriting authority allows Link2Market to make underwriting decisions on behalf of insurers within agreed parameters. This can help brokers receive faster responses and quicker access to capacity.

Do you only place risks through Lloyd's?

No. While we are an independent Lloyd’s broker and underwriting agency, we also access capacity from the wider London insurance market to secure the most appropriate solution for each risk.

What information do you need to provide a quotation?

The information required will depend on the type of risk. Generally, we will need details of the property or business, claims history, sums insured, occupancy information, and any unusual risk features.

What are your minimum property insurance premiums?

Property owners insurance premiums start from £250 plus Insurance Premium Tax (IPT), subject to underwriting criteria and risk details.

Can you help with urgent insurance placements?

Yes. We understand that brokers often need quick decisions. Our market access, delegated authority arrangements, and experienced underwriting team allow us to respond rapidly to urgent enquiries.